FINAL TOOLBOX
02 // Visual Math & Finance Solvers46 / 46 TOOLS SHOWN

02 // Visual Math & Finance Solvers

Manipulate geometric, trigonometric, statistical, and financial models in real time with 60fps interactive SVG canvases.

financeM = P × [r(1 + r)^n] / [(1 + r)^n − 1]

Visual Loan Amortization Schedule & Payoff Curve

Visualize how fixed monthly payments shift from interest-heavy early installments to principal reduction, with interactive extra-payment acceleration.

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financeB_k = P × [(1 + r)^n − (1 + r)^k] / [(1 + r)^n − 1]

Visual Mortgage Payoff & Early Equity Accelerator

Compare standard 15-year and 30-year mortgage payoff trajectories and inspect how additional monthly principal curtailments compress total interest cost.

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financeTotal Interest = (n × M) − P

Visual Auto Loan Payment & Interest Breakdown

Analyze 36-, 48-, 60-, 72-, and 84-month vehicle financing structures and see total interest overhead vs. monthly payment affordability.

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financen_actual = −ln(1 − r·P / (M + E)) / ln(1 + r)

Visual Student Loan 10-Year Standard vs. Accelerated Payoff

Plot student debt balance decay under standard 10-year and extended 20-year schedules and quantify interest saved per $50/month extra payment.

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financeFV = P(1 + r)^n + PMT × [(1 + r)^n − 1] / r

Visual Compound Interest & Contribution Growth Curve

Separate your future portfolio balance into initial principal, cumulative monthly contributions, and pure exponential compound interest earnings.

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financeSafe Annual Income = 0.04 × FV(P, PMT, r, t)

Visual Retirement Nest Egg & 4% Safe Withdrawal Simulator

Model long-horizon retirement portfolio accumulation and compute sustainable monthly passive income under the 4% safe withdrawal rule.

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financeM = PMT × [((1 + i)^n − 1) / i] × (1 + i)

Visual SIP (Systematic Investment Plan) Wealth Builder

Track disciplined monthly SIP installments and inspect the wealth-multiplier ratio between total invested capital and terminal maturity value.

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financeReal Value = FV_nominal / (1 + π)^t

Visual Inflation Erosion & Nominal vs. Real Purchasing Power

Compare nominal savings growth against inflation-adjusted purchasing power and visualize how compounding CPI erodes uninvested cash.

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trigonometry(x, y) = (R·cos θ, R·sin θ), cos²θ + sin²θ = 1

Interactive Unit Circle & Six Trig Functions Explorer

Sweep any angle around the unit circle ($R = 1$) to inspect live $\sin\theta$, $\cos\theta$, and $\tan\theta$ geometric projections alongside exact quadrant signs.

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trigonometryy(θ) = R·sin(kθ), cos(θ) = sin(θ + 90°)

Visual Sine, Cosine & Tangent Wave Phase Projections

Watch how uniform circular motion unrolls into continuous sinusoidal waveforms $y = A\sin(\omega\theta)$ and phase-shifted cosine curves.

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trigonometryθ_rad = θ_deg × (π / 180°), s = R × θ_rad

Visual Radians to Degrees Arc-Length & Sector Mapper

Convert seamlessly between degrees ($\theta^\circ$), exact $\pi$ radians, and subtended arc length $s = R\theta$ on an interactive polar dial.

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trigonometryc = √(a² + b²), tan(α) = b / a, Area = ½·a·b

Visual Right-Triangle Solver (SOHCAHTOA, Altitude & Area)

Scale base $a$ and altitude $b$ to dynamically compute hypotenuse $c$, acute angles $\alpha$ and $\beta$, altitude to hypotenuse $h_c$, and inscribed/circumscribed radii.

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trigonometryArea(a²) + Area(b²) = Area(c²) ⇒ c = √(a² + b²)

Visual Pythagorean Theorem Geometric Area Proof ($a^2 + b^2 = c^2$)

Inspect the Euclidean geometric area proof of $a^2 + b^2 = c^2$ with live square projections on all three sides of a dynamic right triangle.

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trigonometryθ = arctan(Rise / Run), Slope % = 100 × (Rise / Run)

Visual Angle of Elevation, Depression & Sightline Rangefinder

Calculate surveyor sightline distance, target height, and inclination grade (%) from horizontal ground run and vertical rise.

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fractions-numbersa/b + c/d = (a·d + b·c) / (b·d) → Reduced by GCD

Visual Fraction Calculator (Tape Bars, Pie Wedges & LCD Steps)

Compare two fractions $a/b$ and $c/d$ side by side using proportional tape bars and circular sector slices, with live addition, subtraction, multiplication, and GCD reduction.

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fractions-numbersa/b = (a × k) / (b × k) ⇔ a·d = b·c

Visual Equivalent Fractions & Common Denominator Comparator

Line up two fraction bars and circular dials to visually test equivalence ($ad = bc$), cross-multiplication inequality ($<, =, >$), and LCD partitioning.

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fractions-numbersa / b = W + (r / b), where W = ⌊a / b⌋ and r = a mod b

Visual Mixed Number & Improper Fraction Decomposer

Convert improper fractions ($a > b$) into whole unit bars plus fractional remainders $W\frac{r}{b}$ and see how multiple fractions combine past $1.0$.

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fractions-numbersa/b = (a ÷ b)_10 = (100 × a / b)%

Visual Fraction to Decimal, Percent & Ratio Converter

Translate any fraction $a/b$ into its exact or repeating decimal expansion, percentage of 100%, and simplified part-to-whole ratio.

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fractions-numbersPart = V × (P / 100), Adjusted = V × (1 ± P / 100)

Visual 100-Grid Percentage & Proportion Calculator

See percentages come alive on a precision $10 \times 10$ hundredths matrix alongside proportional value bars for $P\%$ of $V$, part-of-whole, and modified totals.

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fractions-numbersΔ% = [(V_new − V_old) / V_old] × 100%

Visual Percentage Change, Increase & Asymmetry Explorer

Visualize positive growth ($+P_1\%$) and negative drawdown ($-P_2\%$) on a 100-block grid and see why a $50\%$ loss requires a $+100\%$ recovery gain.

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fractions-numbersNet Price = List × (1 − d%) × (1 + tax%), Margin = (P − C) / P

Visual Retail Discount, Gross Margin & Markup Analyzer

Decompose unit price, promotional discounts, sales tax, cost of goods sold (COGS), gross margin %, and markup % in one unified visual block grid.

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statistics-probabilityx̄_w = (w₁x₁ + w₂x₂ + w₃x₃) / (w₁ + w₂ + w₃)

Visual Weighted Average & Center-of-Mass Fulcrum Beam

Place masses $w_1, w_2, w_3$ at positions $x_1, x_2, x_3$ along a physical balance beam and watch the equilibrium fulcrum track the exact weighted mean.

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statistics-probabilityTorque Balance: ∑ wᵢ(xᵢ − x̄) = 0

Visual Mean vs. Median Outlier Sensitivity Balance

Drag extreme outlier values along a number-line beam to see why the arithmetic mean shifts by torque while the median remains robust.

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statistics-probabilityCourse Grade = ∑(Weight_i × Score_i) / ∑(Weight_i)

Visual Course Grade & Final Exam Weight Fulcrum Calculator

Balance Homework, Midterm, and Final Exam syllabus weights to see your exact overall course grade and how much the final exam shifts your standing.

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fractions-numbersN = p₁^a₁ × p₂^a₂ × … × pₖ^aₖ, Divisors τ(N) = ∏(aᵢ + 1)

Visual Prime Factorization Tree & Divisor Lattice

Decompose any composite integer into its recursive binary factor tree down to highlighted prime leaf nodes, canonical exponent form, and divisor count.

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fractions-numbersGCD(A,B) × LCM(A,B) = A × B

Visual LCM & GCD (HCF) Prime Factor Venn & Tree Solver

Compare the prime factor trees of two integers $A$ and $B$ to extract their Greatest Common Divisor ($\gcd$) intersection and Least Common Multiple ($\text{lcm}$) union.

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statistics-probabilitynPr = n! / (n − r)!, nCr = n! / [r!(n − r)!]

Visual Permutations ($nPr$) vs. Combinations ($nCr$) Explorer

Compare ordered arrangements $P(n,r)$ against unordered subsets $C(n,r)$ with Pascal's triangle highlighting and factorial cancellation trees.

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statistics-probability(a + b)^n = ∑_{k=0..n} C(n, k) · a^(n−k) · b^k

Visual Pascal's Triangle & Binomial Theorem $(a + b)^n$ Expander

Navigate Pascal's Triangle up to row $n = 12$, highlight recurrence pairs $\binom{n-1}{r-1} + \binom{n-1}{r} = \binom{n}{r}$, and expand $(a+b)^n$ polynomial terms.

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statistics-probability|A ∪ B| = |A| + |B| − |A ∩ B|, |(A ∪ B)'| = |U| − |A ∪ B|

Visual Venn Diagram & Inclusion-Exclusion Set Calculator

Adjust $|A|$, $|B|$, intersection $|A \cap B|$, and universe $|U|$ to visualize Union $A \cup B$, Symmetric Difference $A \triangle B$, and De Morgan complements.

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statistics-probabilityP(A | B) = P(A ∩ B) / P(B), P(B | A) = P(A ∩ B) / P(A)

Visual Conditional Probability $P(A|B)$ & Independence Venn Lab

See how conditioning on event $B$ shrinks the sample space from $U$ down to circle $B$, making $P(A \mid B) = \frac{|A \cap B|}{|B|}$ visually unmistakable.

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statistics-probabilityZ = (x − μ) / σ, Φ(Z) = ∫_{−∞}^Z (1/√2π)·e^(−t²/2) dt

Visual Normal Distribution & Z-Score Bell Curve Percentile Finder

Slide observed value $x$, mean $\mu$, and standard deviation $\sigma$ to shade left-tail, right-tail, and central Gaussian cumulative probabilities $\Phi(Z)$.

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statistics-probabilityCI = x̄ ± z* · σ, Central Area = 2·Φ(|z*|) − 1

Visual Confidence Interval ($90\%, 95\%, 99\%$) Critical Z Explorer

Inspect symmetric two-tailed confidence regions $\mu \pm z_{\alpha/2}\sigma$ and tail rejection zones $\alpha/2$ for hypothesis testing.

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statistics-probabilityP(μ − kσ ≤ X ≤ μ + kσ) = erf(k / √2)

Visual Empirical Rule ($68\text{–}95\text{–}99.7\%$) Standard Deviation Bands

Visualize the three-sigma empirical rule bands ($\mu \pm 1\sigma$, $\mu \pm 2\sigma$, $\mu \pm 3\sigma$) and Six Sigma quality control thresholds.

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algebra-geometryy = ax² + bx + c ⇒ x = [−b ± √(b² − 4ac)] / (2a)

Visual Quadratic Equation & Parabola Grapher ($ax^2 + bx + c$)

Manipulate coefficients $a, b, c$ in real time to see concavity, axis of symmetry $x = -b/(2a)$, vertex coordinates, y-intercept, and real or complex roots.

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algebra-geometryΔ = b² − 4ac, x₁ + x₂ = −b/a, x₁·x₂ = c/a

Visual Quadratic Discriminant ($\Delta = b^2 - 4ac$) & Root Nature Analyzer

Observe how the discriminant $\Delta = b^2 - 4ac$ governs whether a parabola crosses the x-axis twice ($\Delta > 0$), touches tangentially ($\Delta = 0$), or floats in the complex plane ($\Delta < 0$).

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algebra-geometrym = (y₂ − y₁) / (x₂ − x₁), y = m·x + b

Visual Slope-Intercept ($y = mx + b$) & Rise-over-Run Triangle Grapher

Plot two Cartesian coordinates $(x_1, y_1)$ and $(x_2, y_2)$ to visualize the $\Delta y / \Delta x$ slope triangle, y-intercept $b$, x-intercept, and perpendicular normal line.

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algebra-geometryd = √[(x₂ − x₁)² + (y₂ − y₁)²], M = ((x₁+x₂)/2, (y₁+y₂)/2)

Visual Euclidean Distance, Midpoint & Perpendicular Bisector Plane

Compute exact 2D Euclidean distance $d = \sqrt{\Delta x^2 + \Delta y^2}$, midpoint $M$, and Manhattan taxicab distance on an interactive coordinate grid.

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physics-vectorsR⃗ = A⃗ + B⃗, A⃗ · B⃗ = |A||B| cos(Δθ), |A⃗ × B⃗| = |A||B| sin(Δθ)

Visual 2D Vector Addition Parallelogram, Dot Product & Cross Product

Rotate and scale vectors $\vec{A}$ and $\vec{B}$ to visualize tip-to-tail parallelogram resultant $\vec{R} = \vec{A} + \vec{B}$, scalar dot product $\vec{A}\cdot\vec{B}$, and 2D cross magnitude.

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physics-vectors|F_net| = √[(∑F_x)² + (∑F_y)²], θ_eq = θ_net + 180°

Visual Net Force Resultant & Static Equilibrium Equilibrant Solver

Resolve two concurrent force vectors $\vec{F}_1$ and $\vec{F}_2$ into orthogonal $F_x, F_y$ components, net resultant $\vec{F}_{net}$, and the exact equilibrant vector $- \vec{F}_{net}$ required for static equilibrium.

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financeQ* = Fixed Cost / (Price − Variable Cost), Profit = (P − VC)·Q − FC

Visual Break-Even Point & Cost-Volume-Profit (CVP) Crossover Chart

Plot Total Revenue $TR = P \cdot Q$ against Total Cost $TC = FC + VC \cdot Q$ to pinpoint the exact Break-Even Quantity $Q^*$ where loss turns into net operating profit.

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financeDOL = Contribution Margin / EBIT, %ΔEBIT = DOL × %ΔSales

Visual Degree of Operating Leverage (DOL) & Margin of Safety Model

Compare high-fixed-cost (SaaS/manufacturing) vs. high-variable-cost (service/retail) cost structures and quantify Degree of Operating Leverage $\text{DOL} = \frac{CM}{\text{EBIT}}$.

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algebra-geometrys = Rθ, c = 2R·sin(θ/2), A_sector = ½R²θ, A_seg = ½R²(θ − sin θ)

Visual Circle Sector, Arc Length, Chord & Sagitta Geometry Solver

Adjust circle radius $R$ and central angle $\theta$ to visualize and compute sector area, circular segment area, arc length $s$, chord length $c$, apothem $d$, and sagitta height $h$.

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physics-vectorsy(x) = h₀ + x·tan θ − [g·x²] / [2·v₀²·cos²θ]

Visual Projectile Motion & Ballistic Trajectory Kinematics Lab

Simulate 2D ballistic flight from launch velocity $v_0$, angle $\theta$, initial cliff elevation $h_0$, and gravity $g$ with apex markers and velocity vector decomposition.

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physics-vectorsy_net(x) = A₁·sin(f₁·x) + A₂·sin(f₂·x + φ)

Visual Harmonic Wave Superposition, Beats & Phase Interference Lab

Superpose two harmonic waves $y_1(x)$ and $y_2(x)$ with independent frequencies, amplitudes, and phase shift $\Delta\phi$ to observe constructive/destructive interference and acoustic beats.

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statistics-probabilityP(A | +) = [P(+ | A)·P(A)] / [P(+ | A)·P(A) + P(+ | ¬A)·P(¬A)]

Visual Bayes' Theorem & Diagnostic Decision Tree Solver

Trace Prior probability $P(A)$, True Positive sensitivity $P(+|A)$, and False Positive rate $P(+|\neg A)$ through a 2-stage branching tree to see why rare conditions trigger the Base-Rate Fallacy.

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physics-vectorsI = V / R, P = V × I = I² × R = V² / R

Visual Ohm's Law ($V = I \times R$) & DC Circuit Power Schematic Lab

Adjust source Voltage ($V$) and load Resistance ($R$) on a live schematic and 4-quadrant Ohm's Power Wheel to inspect Current ($I$), Joule Heating Power ($P = V \cdot I$), and daily kWh energy.

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