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03 // Bidirectional STEM Calculators22 / 112 TOOLS SHOWN

FINANCE — 03 // Bidirectional STEM Calculators

Solve any equation forward or backward—click any variable to make it the target with automatic SI unit conversions.

financeFV = PV × (1 + r / 100)^t

Compound Interest & CAGR Calculator

Solve for future value, initial principal, annual compound growth rate (CAGR), or investment horizon.

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financeI = P × (r / 100) × t

Simple Interest Calculator

Calculate non-compounded interest accrued, principal required, annual interest rate, or loan duration.

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financeEMI = P × i × (1 + i)^n / ((1 + i)^n - 1)

Loan EMI & Monthly Payment Calculator

Solve for monthly equated installment (EMI), maximum affordable loan principal, annual interest rate, or loan tenure.

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financeM = (H - D) × i(1 + i)^(12Y) / ((1 + i)^(12Y) - 1)

Mortgage Payment & Home Affordability Calculator

Bidirectionally solve for monthly principal & interest payment, home purchase price, down payment, mortgage rate, or loan term.

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financeNPV = CF / (1 + r / 100)^t - I₀

Net Present Value (NPV) & Discounted Cash Flow Solver

Compute Net Present Value (NPV), required future cash inflow, maximum initial capital outlay, or hurdle discount rate.

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financeROI (%) = ((G - C) / C) × 100

Return on Investment (ROI) Calculator

Solve for percentage Return on Investment (ROI), final exit value, or allowable initial cost basis.

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financeGM (%) = ((R - COGS) / R) × 100

Gross Margin, Revenue & COGS Calculator

Solve for gross margin percentage, required selling revenue, or allowable Cost of Goods Sold (COGS).

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financeQ = FC / (P - VC)

Break-Even Units & Contribution Margin Calculator

Solve for break-even sales volume in units, maximum fixed overhead, minimum unit selling price, or maximum variable cost.

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financePE = P / EPS

Price-to-Earnings (P/E) Ratio & Implied Share Price Solver

Solve for Price-to-Earnings (P/E) valuation multiple, implied fair share price, or required Earnings Per Share (EPS).

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financeDY (%) = (D / P) × 100

Dividend Yield & Annual Payout Solver

Solve for annual dividend yield percentage, annual cash dividend per share, or implied share price.

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financeT = K / r

Rule of 72 Doubling Time Calculator

Instantly convert between capital doubling time in years and annual compound return rate.

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financeYTM (%) = ((C + (F - P) / n) / ((F + P) / 2)) × 100

Bond Yield to Maturity (YTM) Calculator

Solve for Bond Yield to Maturity (YTM), annual coupon payment, bond market price, par value, or years to maturity.

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financeFCF = OCF - CapEx - ΔNWC

Free Cash Flow (FCF) Calculator

Solve for corporate Free Cash Flow (FCF), Operating Cash Flow (OCF), Capital Expenditures (CapEx), or Net Working Capital change.

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financeCR = CA / CL

Working Capital & Current Ratio Calculator

Solve for liquidity Current Ratio, required Current Assets, or maximum allowable Current Liabilities.

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financeD/E = TD / E

Debt-to-Equity (D/E) Leverage Calculator

Solve for Debt-to-Equity financial leverage ratio, total debt capacity, or required shareholders' equity.

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financePB = CAC / (ARPA × (GM / 100))

CAC Payback Period Calculator

Solve for SaaS CAC payback period in months, allowable Customer Acquisition Cost, required ARPA, or gross margin.

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financeR = (ARPA × (GM / 100)) / ((c / 100) × CAC)

SaaS LTV:CAC Ratio & Unit Economics Solver

Solve for SaaS Lifetime Value to CAC ratio (LTV:CAC), maximum allowable monthly churn, target ARPA, or CAC ceiling.

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financeBM = NB / NARR

SaaS Burn Multiple Efficiency Calculator

Solve for David Sacks / Craft Ventures SaaS Burn Multiple, Net Cash Burned, or required Net New ARR.

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financer_real (%) = (((1 + r_nom / 100) / (1 + i / 100)) - 1) × 100

Fisher Real Inflation-Adjusted Return Calculator

Compute exact Fisher real purchasing-power return, required nominal return, or break-even inflation rate.

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financeA = P × e^((r / 100) × t)

Continuous Compounding (A = Pe^rt) Calculator

Solve the continuous compounding equation A = P × e^(rt) for final balance, principal, continuous rate, or time.

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financePV = D₁ / ((r - g) / 100)

Growing Perpetuity & Gordon Growth Valuation Solver

Solve the Gordon Growth Model PV = D₁ / (r - g) for intrinsic value, next-period cash flow, cost of equity, or terminal growth rate.

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financeER = Rf + β × (Rm - Rf)

Capital Asset Pricing Model (CAPM) Calculator

Solve the Capital Asset Pricing Model ER = Rf + β(Rm - Rf) for expected cost of equity, risk-free rate, asset beta, or market return.

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